Elementary (5-11) Preteen (11-13) Teen (13-18)

Charitable Giving: Teaching Children Generosity and Missions Support

Cultivate generous hearts in children through hands-on charitable giving and missions support, teaching them to impact the world for Christ through financial generosity.

Dr. Sarah Mitchell February 4, 2024
Charitable Giving: Teaching Children Generosity and Missions Support

The seven-year-old carefully counts coins from her giving jar. "This is for the kids who don't have food," she explains, placing quarters into an envelope for the church food pantry. Her face glows with purpose. She's experiencing something profound: the joy of generosity.

This is what we want for our children—not reluctant givers giving under compulsion, but cheerful givers who've discovered that it truly is "more blessed to give than to receive" (Acts 20:35).

Yet cultivating generosity in consumer culture is challenging. Everything teaches children to get, have, accumulate. Teaching them instead to give, share, and bless requires intentional counter-cultural formation.

The good news: generosity is learnable. And childhood is the perfect time to learn it. When we teach children to give cheerfully, support missions joyfully, and see needs compassionately, we're shaping hearts that will bless countless others throughout their lives.

The Biblical Foundation for Generosity

Generosity isn't optional for Christians. It's central to who we are.

God's Generous Character

"For God so loved the world that he gave..." (John 3:16).

God's fundamental nature is generous. He gives lavishly, sacrificially, joyfully. We're created in His image, called to reflect His generous character.

Teaching implication: Generosity isn't just nice behavior. It's reflecting God's nature to the world.

Giving as Worship

"Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver" (2 Corinthians 9:7).

Generosity is worship—expressing love for God through sharing what He's given us.

Teaching implication: When children give, they're not just helping others. They're worshiping God.

The Macedonian Example

"Out of the most severe trial, their overflowing joy and their extreme poverty welled up in rich generosity. For I testify that they gave as much as they were able, and even beyond their ability. Entirely on their own, they urgently pleaded with us for the privilege of sharing" (2 Corinthians 8:2-4).

The Macedonian Christians gave out of poverty, viewing it as a privilege. Not "how little must I give?" but "how much can I give?"

Teaching implication: Generosity isn't about abundance but heart. Even children with limited resources can give generously.

Storing Treasure in Heaven

"Do not store up for yourselves treasures on earth... But store up for yourselves treasures in heaven... For where your treasure is, there your heart will be also" (Matthew 6:19-21).

Where we invest our resources reveals and shapes our hearts.

Teaching implication: Teaching children to give is teaching them to invest in what's eternal, shaping their hearts toward heaven.

The Generous Heart

"A generous person will prosper; whoever refreshes others will be refreshed" (Proverbs 11:25).

Generosity brings blessing—not necessarily material prosperity, but deep satisfaction, joy, and spiritual richness.

Teaching implication: Generous children become joyful children. Giving blesses the giver as much as the recipient.

Why Teaching Generosity Matters

Beyond Biblical obedience, generosity shapes character and life trajectory.

Counters Selfishness

Children are naturally self-centered. Generosity battles this inherent selfishness, developing character that thinks of others.

Creates Compassion

Giving to needs develops empathetic hearts that notice and respond to suffering.

Provides Purpose

Children who give discover they can make a difference. This creates purpose and significance.

Develops Gratitude

When children give to those with less, they recognize how much they have. This cultivates thankfulness.

Prevents Materialism

Regular giving reminds children that possessions aren't ultimate. Relationships, faith, serving others—these matter more.

Prepares for Kingdom Living

Generous children become generous adults who significantly impact God's kingdom throughout their lives.

Reflects Christ

Ultimately, generosity makes children more like Jesus, who "though he was rich, yet for your sake he became poor" (2 Corinthians 8:9).

Teaching Generosity by Age

Tailor approaches to developmental stages.

Preschool (Ages 3-5)

What they can grasp: - Sharing is good - Some people need help - We can give to help them - Giving makes God happy

Practical activities:

Sharing practice: Sharing toys with siblings and friends lays groundwork for financial generosity.

Offering participation: Let them physically put money in church offering plate. Make it special: "This is for God. You're giving it to help others."

Simple giving projects: - Fill shoebox for Operation Christmas Child - Pick items at grocery store for food pantry - Choose toys to donate to children's hospital

Gratitude and giving connection: "God has given us so much. Let's share with others who don't have as much."

Stories: Read books about sharing and helping. Discuss how characters showed generosity.

Elementary (Ages 6-10)

What they can grasp: - Different kinds of needs (food, shelter, clothing, education) - Local and global poverty - How their giving helps specific causes - Connection between money and impact

Practical activities:

Structured giving from allowance: Three-jar system with "Give" jar. Calculate tithe (10%) together. Bring to church weekly.

Choosing causes: Let them research and choose specific giving destinations: - Compassion International child sponsorship - Local homeless shelter - Church missions fund - Animal shelter - Food bank

Service projects with giving component: Combine hands-on service with financial giving: - Volunteer at food bank, donate money for food purchases - Visit nursing home, donate funds for activities - Participate in charity walk, sponsor yourself

Sacrifice teaching: Occasionally give up something (treats, entertainment) to give that money to need instead.

Lemonade stand for missions: Run lemonade stand or garage sale, donate proceeds to chosen cause.

Thank-you notes to missionaries: Write to missionaries your family supports. Makes giving personal.

Preteens (Ages 11-13)

What they can grasp: - Systemic issues (poverty, injustice, disease) - Gospel's connection to compassion and service - How strategic giving multiplies impact - Long-term commitment to causes

Practical activities:

Increased giving percentage: As income increases (allowance, jobs), encourage giving beyond 10%. "What if you gave 15%? 20%?"

Research projects: Study causes together: - What organizations fight human trafficking? - Which missions groups work in unreached areas? - How do water well projects change communities?

Choose one to support based on research.

Fundraising initiatives: - Birthday donation drive (request charity donations instead of gifts) - Organize neighborhood car wash for cause - Create and sell crafts, donate profits - Run 5K, get sponsors

Global awareness: - Read missionary biographies - Watch documentaries about poverty, injustice - Discuss current events through generosity lens - Follow missions organizations on social media together

Compassion connections: If sponsoring Compassion child, let preteen write letters, engage personally.

Beyond money: Discuss non-financial generosity: time, talents, service, kindness.

Teenagers (Ages 14-18)

What they can grasp: - Complex social issues - Strategic philanthropy - Generosity as lifestyle - Integration of faith, career, and giving - Long-term kingdom impact through generosity

Practical activities:

Significant giving commitments: As teens earn job income, encourage substantial giving: - 10% minimum - Challenge to give more - Regular commitments to causes they care about

Strategic giving conversations: - Which organizations use funds most effectively? - How do you evaluate charities? - What causes align with your passions? - How will you give throughout your life?

Missions trip participation: Short-term missions trip (with proper preparation and post-trip processing). Seeing needs firsthand transforms perspectives.

Skill-based volunteering: Use developing skills to serve: - Tutor younger students - Use tech skills to help nonprofits - Music/art talents for community benefit - Sports skills coaching younger kids

Career and generosity integration: Discuss how career choices impact giving capacity and service opportunities.

Generosity mentoring: Find generous adult mentor who models lifestyle of giving.

Social justice engagement: Address injustice through giving and advocacy: - Support organizations fighting trafficking - Give to refugee resettlement - Fund clean water projects - Support prison ministry

Types of Charitable Giving to Introduce

Expose children to various giving forms.

Financial Giving

Regular tithing: Weekly/monthly giving to church from allowance or income.

Special offerings: Missions Sundays, Christmas offerings, disaster relief, building campaigns.

Sponsorship: Ongoing support of specific child, missionary, or project.

One-time donations: Responding to specific needs or campaigns.

In-Kind Giving

Donating possessions: - Toys, clothes, books to children in need - Food to pantries - Supplies to schools or shelters - Christmas gifts to angel tree programs

Creating and giving: - Baked goods to neighbors - Handmade items to nursing home residents - Cards to soldiers or hospital patients

Time and Service

Volunteering: - Food banks - Homeless shelters - Nursing homes - Church nursery - Community cleanup - Habitat for Humanity

Skills-based service: Using specific abilities to bless others without charge.

Advocacy

Voice and influence: - Writing letters about injustice - Social media awareness campaigns - Educating peers about causes - Supporting fair trade and ethical consumption

Specific Giving Opportunities for Families

Compassion International / World Vision

Child sponsorship: $38-45/month supports specific child.

Why it works for families: - Photo and info about specific child - Exchange letters - Personal connection - See impact directly - Age-appropriate for elementary and up

Family involvement: - Children choose sponsored child - Write letters together - Pray for child by name - Track child's progress - Consider visiting if possible

Operation Christmas Child (Samaritan's Purse)

Shoebox gifts: Fill shoeboxes with gifts for children in poverty globally.

Why it works: - Hands-on and fun - Children choose/purchase items - Concrete impact - Annual family tradition

Family involvement: - Shop together for items - Pack boxes together - Pray over boxes before sending - Track box online - Watch impact videos

Local Food Banks and Shelters

Regular donations: Food, clothing, hygiene items.

Why it works: - Local and visible - Can volunteer in person - See immediate community impact - Age-appropriate for all ages

Family involvement: - Choose items at grocery store - Deliver donations - Volunteer sorting/serving - Meet people helped

Missions Organizations

Supporting missionaries: Church-sent missionaries or mission organizations.

Why it works: - Personal connection if from your church - Prayer letters create ongoing relationship - Teaches global gospel spread - Connects giving to Great Commission

Family involvement: - Read prayer letters together - Pray regularly for specific missionaries - Write encouragement letters - Give financially - Host missionaries when home on furlough

Disaster Relief

Responding to emergencies: Hurricanes, earthquakes, floods, fires.

Why it works: - Immediate, tangible need - Shows compassion for suffering - Teaches responsiveness - Often in news, easy to discuss

Family involvement: - Watch news coverage - Discuss impact - Choose reputable organization - Give together - Pray for those affected

Making Giving Meaningful, Not Mechanical

The goal isn't robotic giving but joyful generosity from the heart.

Connect Giving to Impact

Don't just send money into void. Show what it accomplishes.

Strategies: - Read thank-you letters from organizations - Watch videos of impact - Hear testimonies of changed lives - Visit ministries you support - Meet people helped

Example: "Remember the $50 you gave to the water well project? That helped provide clean water for a whole village. Kids there don't get sick from dirty water anymore because of gifts like yours."

Make It Personal

Personal connections create invested hearts.

Strategies: - Sponsor specific child by name - Support missionaries you know - Serve locally where you see faces - Exchange letters with recipients - Pray by name for those you help

Celebrate Generosity

Praise generous hearts, not just amounts given.

What to say: - "You have such a generous heart!" - "I love how you think about others' needs" - "Sharing your money shows you trust God to provide" - "Your giving is going to help people know about Jesus"

What not to say: - "You gave more than your sister" (comparison) - "That's a lot of money" (focuses on amount, not heart) - "You'll be blessed for this" (transactional, not relational)

Share Your Own Giving

Model generosity transparently (age-appropriately).

What to share: - "We're giving extra this month to help with hurricane relief" - "We support these missionaries because..." - "I felt God leading me to give this to help that family" - "Giving is one of our family's highest priorities"

Pray Together Over Giving

Prayer connects giving to worship.

Pray: - Before giving at church - When writing sponsorship check - Over boxes being donated - For those who will receive gifts - For missionaries being supported

Let Them Choose

When appropriate, let children choose giving destinations.

Age-appropriate choice: - Preschool: choose between two options you offer - Elementary: choose from vetted list - Preteen: research and suggest, you approve - Teen: significant autonomy in their giving decisions

Choice creates ownership and investment.

Addressing Challenges

"But I Want to Keep It!"

Normal response, especially young children. Generosity is learned, not innate.

Response: "I understand you want to keep all your money. But God has given us so much. When we share, we're showing love for God and others. Let's give cheerfully."

Don't: Force giving with anger or shame.

Do: Require age-appropriate giving while teaching the heart behind it.

Questions About Poverty

"Why are people poor? Why doesn't God just give them money?"

Honest discussions: - Poverty has complex causes (injustice, war, corruption, disaster, systemic issues) - We live in fallen world with suffering - God works through His people (us!) to help - Our giving is part of how God provides

Age-appropriate depth: Don't overwhelm young children with injustice details, but don't oversimplify either.

Comparison

"I gave more than him!" or "She didn't give anything!"

Response: "We don't compare our giving to others. God cares about your heart, not how much you give compared to anyone else."

Redirect: Focus on their own generous heart, not others' choices.

Skepticism About Impact

Older children may question: "Does my money really help? Organizations waste it. People misuse donations."

Valid concerns. Address thoughtfully: - Research together to find effective, accountable organizations - Look for financial transparency - Discuss that some misuse doesn't negate all good - Even if some is wasted, much truly helps - Our responsibility is to give faithfully; God handles outcomes

Resources: - CharityNavigator.org for organization ratings - MinistryWatch.com for Christian ministry evaluation

Family Generosity Projects

Whole-family initiatives create shared generosity culture.

Adopt a Missionary Family

Commitment: Regular financial support plus relationship.

Family involvement: - Pray together regularly - Read prayer letters - Write encouragement letters - Send care packages - Meet when they're home - Learn about their culture/country

Birthday Giving Tradition

Instead of (or in addition to) gifts: Choose cause to support.

Options: - Donate $1 per year of age (7-year-old, $7 donation) - Request donations to charity instead of gifts - Give to cause related to birthday child's interests

Annual Family Service Day

One day per year (or quarter): Entire family serves together.

Ideas: - Serve at food bank - Habitat for Humanity project - Nursing home visit with performance/crafts - Community cleanup - Christmas gift wrapping for charity

Matching Gifts

Parents match children's giving: Doubles impact and encourages generosity.

Example: "For every dollar you give to missions, we'll give a dollar too."

Generosity Jar

Family-wide: Throughout year, add money to giving jar beyond regular tithing.

At year-end: Decide together where to give it.

Long-Term Impact

Generosity taught young creates lifetime patterns.

Financial Impact

Generous children become generous adults who: - Give significantly from every paycheck - Support missions and ministry long-term - Respond to needs readily - Leave generous legacies

Character Impact

Generosity develops: - Compassion and empathy - Gratitude for blessings - Servant hearts - Others-focused thinking - Joy independent of possessions - Trust in God's provision

Kingdom Impact

Your generous children will: - Support gospel spread financially - Serve in ministry - Care for vulnerable - Fight injustice - Bless countless people - Impact eternity through giving

Eternal Perspective

"Command them to do good, to be rich in good deeds, and to be generous and willing to share. In this way they will lay up treasure for themselves as a firm foundation for the coming age" (1 Timothy 6:18-19).

Generosity has eternal significance. Money given for kingdom purposes is treasure laid up in heaven.

Practical Implementation Plan

Start now:

This week: - Discuss generosity as a family - Share why you give - Let children participate in giving decision

This month: - Implement giving jar or percentage from allowance - Choose cause to support together - Pray over giving

This year: - Establish regular giving rhythm - Take on family generosity project - Serve together at local ministry - Consider child sponsorship

Ongoing: - Regular giving conversations - Model generosity consistently - Celebrate generous hearts - Increase giving as income grows

Conclusion: Generous Hearts for God's Glory

"It is more blessed to give than to receive" (Acts 20:35).

These words of Jesus aren't just nice sentiment. They're profound truth. Giving truly brings deeper joy than receiving.

When you teach your children generosity, you're giving them a gift: the joy of blessing others, the satisfaction of kingdom impact, the privilege of reflecting God's generous nature.

The seven-year-old counting coins for hungry children is learning something that will shape her entire life. She's discovering that she can make a difference, that her resources can bless others, that giving brings joy.

This lesson will compound throughout her life. As her income grows, so will her giving. As her sphere expands, so will her impact. As she follows Christ, generosity will mark her journey.

That's the fruit of teaching generosity young: adults whose lives bless countless others throughout their years, whose resources flow freely for kingdom purposes, whose hearts reflect the generous God they serve.

Teach them well. Model it faithfully. Celebrate it joyfully.

And trust that generous seeds planted in childhood will grow into lifetime fruit that impacts eternity.

"A generous person will prosper; whoever refreshes others will be refreshed" (Proverbs 11:25).

That's the promise. That's the privilege. That's the blessing of teaching generosity.

Give your children this gift. Teach them to give.